@article{oltmans_1995, title={The leverage game: Teaching growth, leverage, and risk in a dynamic, experiential framework}, volume={55}, journal={Agricultural Finance Review}, author={Oltmans, A. W.}, year={1995}, pages={100} }
 @article{oltmans_1994, title={Aggregate loan quality assessment in the search for a related credit-scoring model}, volume={54}, journal={Agricultural Finance Review}, author={Oltmans, A. W.}, year={1994}, pages={94} }