@article{debbaut_ghent_kudlyak_2016, title={The CARD Act and Young Borrowers: The Effects and the Affected}, volume={48}, ISSN={["1538-4616"]}, DOI={10.1111/jmcb.12340}, number={7}, journal={JOURNAL OF MONEY CREDIT AND BANKING}, author={Debbaut, Peter and Ghent, Andra and Kudlyak, Marianna}, year={2016}, month={Oct}, pages={1495–1513} }