Robert L. Clark

A Competing Risk Analysis of Older Americans’ Poverty Entry and Exit Patterns in the Health and Retirement Study

Social Security Bulletin, 84(3), 11–27.

Amending ESOPs to Reduce the Risk of Wealth Losses for Benefits

Journal of Pension Benefits, 31(3), 16–21.

An analysis of benefit distributions selected by individuals covered by the PBGC: differences by sex and age

Journal of Pension Economics and Finance, 11, 1–25.

Financial Fragility, Financial Resilience, and Pension Distributions

The Journal of Retirement, 11(4), 8–25.

Changing labor market for older workers: short and long-term trends

Journal of Pension Economics and Finance, 22(4), 459–462.

Effectiveness of employer-provided financial education programs

Journal of Financial Literacy and Wellbeing, 1(1), 154–168.

Employers Can Increase Employee Knowledge of Retirement Plans and Ultimately Influence Retirement Decisions

Journal of Total Rewards, 32(4).

Quantifying and explaining the decline in public schoolteacher retirement benefits

Industrial Relations: A Journal of Economy and Society, 62(4), 335–358.

Tapping into Retirees to Bolster Knowledge Transfers

Journal of Total Rewards, (Quarter 1), 8–21.

Americans' financial resilience during the pandemic

FINANCIAL PLANNING REVIEW, 5(2-3).

Income trajectories in later life: Longitudinal evidence from the Health and Retirement Study

The Journal of the Economics of Ageing, 22, 100371.

Influencing the choice of pension distribution at retirement

Journal of Pension Economics and Finance, 23(1), 72–88.

Enhancing Fiscal Soundness Through Strengthening Fiscal Accountability

In R. Clark, Y. W. Lee, & A. Mason (Eds.), Fiscal Accountability: Sound Responses to Population Aging (pp. 1–11). Northampton, MA: Edward Elgar Publishing.

Factors Contributing to Financial Well-Being among Black and Hispanic Women

The Journal of Retirement, 9(1), 71–97.

Financial Fragility during the COVID-19 Pandemic

AEA Papers and Proceedings, 111, 292–296.

Fiscal Accountability and Population Aging

Impact of defaults on participation in state supplemental retirement savings plans

JOURNAL OF PENSION ECONOMICS & FINANCE, 21(1), 22–37.

Retirement decisions in a changing labor market

Clark, R. L., & Newhouse, J. P. (2021, July). JOURNAL OF PENSION ECONOMICS & FINANCE, Vol. 20, pp. 337–340.

Wage Differentials in Malaysia: Public Employment, Gender, and Ethnicity*

ASIAN ECONOMIC PAPERS, 20(3), 16–34.

Area-Selective Deposition: Fundamentals, Applications, and Future Outlook

[Review of ]. CHEMISTRY OF MATERIALS, 32(12), 4920–4953.

Employer Responses to an Aging Workforce

Public Policy & Aging Report, 30(3), 113–118.

Financial Well-being of State and Local Government Retirees in North Carolina

How Are Employers Responding to an Aging Workforce?

GERONTOLOGIST, 60(8), 1403–1410.

Work after retirement: worklife transitions of career public employees

JOURNAL OF PENSION ECONOMICS & FINANCE, 20(3), 341–356.

Annuity pricing in public pension plans: importance of interest rates

JOURNAL OF PENSION ECONOMICS & FINANCE, 20(1), 27–48.

Employer Concerns and Responses to an Aging Workforce

The Journal of Retirement, 6(4), 82–99.

Incentives and limitations of employment policies on retirement transitions

Clark, R. L., & Newhouse, J. P. (2019, October). JOURNAL OF PENSION ECONOMICS & FINANCE, Vol. 18, pp. 495–499.

Navigating complex financial decisions at retirement: evidence from annuity choices in public sector pensions

JOURNAL OF PENSION ECONOMICS & FINANCE, 18(4), 594–611.

Planning for Retirement? The Importance of Time Preferences

JOURNAL OF LABOR RESEARCH, 40(2), 127–150.

Retirement and economic development: an international analysis

In P. de Jong & T. Marmor (Eds.), Social Policy and the Labour Market (pp. 117–135).

Target Date Defaults in a Public Sector Retirement Saving Plan

SOUTHERN ECONOMIC JOURNAL, 86(3), 1133–1149.

The Work Force Is Aging: Are Companies Responding?

World at Work Journal, Fourth Quarter, 28(4), 43–54.

2 Reform of retirement programs and the future well-being of the elderly in America

In J.-Y. Kim & P.-G. Svensson (Eds.), Domain Linkages and Privatization in Social Security (pp. 217–240).

Annuity Options in Public Pension Plans: <i>The Curious Case of Social Security Leveling

The Journal of Retirement, 6(1), 33–44.

How Persistent Low Returns Will Shape Saving and Retirement

In Oxford Scholarship Online.

INFORMING RETIREMENT SAVINGS DECISIONS: A FIELD EXPERIMENT ON SUPPLEMENTAL PLANS

ECONOMIC INQUIRY, 57(1), 188–205.

Pensions in transition in the U.S. and Japan: Parallels and contrasts

In T. Marmor & P. de Jong (Eds.), Ageing, Social Security and Affordability (pp. 99–118).

Retirement and Pensions in American Economic History

In L. Cain, P. Fishback, & P. Rhode (Eds.), The Oxford Handbook of American Economic History Volume 1 (pp. 355–374).

Supplemental Retirement Savings Plans in the Public Sector: Participation and Contribution Decisions by School Personnel

JOURNAL OF LABOR RESEARCH, 39(4), 383–404.

Challenges facing public retirement plans INTRODUCTION

Clark, R. L., & Newhouse, J. P. (2016, July). JOURNAL OF PENSION ECONOMICS & FINANCE, Vol. 15, pp. 249–253.

Employee financial literacy and retirement plan behavior: A case study

Economic Inquiry, 55(1), 248–259.

Lessons for public pensions from Utah's move to pension choice

JOURNAL OF PENSION ECONOMICS & FINANCE, 15(3), 285–310.

Supplemental plan offerings and retirement saving choices: an analysis of North Carolina school districts

JOURNAL OF PENSION ECONOMICS & FINANCE, 15(3), 333–355.

Supplemental plan offerings and retirement saving choices: an analysis of North Carolina school districts – Corrigendum

Journal of Pension Economics and Finance, 16(4), 585.

Financial knowledge and 401(k) investment performance: a case study

JOURNAL OF PENSION ECONOMICS & FINANCE, 16(3), 324–347.

Golden Years or Financial Fears? <i>How Plans Change after Retirement Seminars

The Journal of Retirement, 3(3), 96–115.

Retiree Health Insurance and the Retirement Plans of College and University Faculty

The Journal of Retirement, 2(3), 55–66.

Retirement Transitions in Japan

Public Policy & Aging Report, 25(4), 129–131.

Health insurance and the American public sector labor market

Journal of Health Economics, 38, 62–64.

How does retiree health insurance influence public sector employee saving?

JOURNAL OF HEALTH ECONOMICS, 38, 109–118.

The effects of retiree health insurance plan characteristics on retirees’ choice and employers’ costs

Journal of Health Economics, 38, 119–129.

Can Simple Informational Nudges Increase Employee Participation in a 401(k) Plan?

SOUTHERN ECONOMIC JOURNAL, 80(3), 677–701.

Converting Traditional Defined Benefit Plans to Hybrid Plans:<i>A Decade of Change

The Journal of Retirement, 1(2), 101–112.

Defined benefit pension plan distribution decisions by public sector employees

Journal of Public Economics, 116, 73–88.

Low fertility, human capital, and economic growth: The importance of financial education and job retraining

Demographic Research, 29, 865–884.

The Predictable Surprise: The Unraveling of the U.S. Retirement System

Clark, R. (2013, January). JOURNAL OF PENSION ECONOMICS & FINANCE, Vol. 12, pp. 138–139.

Adopting Hybrid Pension Plans: Effects of Economic Crisis and Regulatory Reform

Effectiveness of Employer-Provided Financial Information: Hiring to Retiring

AMERICAN ECONOMIC REVIEW, 102(3), 314–318.

Pension Plan Distributions: The Importance of Financial Literacy

State and Local Retirement Plans in the United States

THE ROLE OF FINANCIAL LITERACY IN DETERMINING RETIREMENT PLANS

ECONOMIC INQUIRY, 50(4), 851–866.

The economics of state and local pensions

Journal of Pension Economics & Finance, 10(2), 161–172.

The funding status of retiree health plans in the public sector

JOURNAL OF PENSION ECONOMICS & FINANCE, 10(2), 291–314.

Determinants of the generosity of pension plans for public school teachers, 1982-2006

JOURNAL OF PENSION ECONOMICS & FINANCE, 10(1), 99–118.

Employer‐Provided Retirement Planning Programs

Pension policy: The search for better solutions

[Review of ]. Industrial & Labor Relations Review, 64(1), 205–206.

RETIREE HEALTH PLANS FOR PUBLIC SCHOOL TEACHERS AFTER GASB 43 AND 45

EDUCATION FINANCE AND POLICY, 5(4), 438–462.

Reorienting Retirement Risk Management

Retiree Health Insurance and Disengagement from a Career Job

JOURNAL OF LABOR RESEARCH, 31(3), 247–262.

Retiree Health Plans for Public School Teachers

The Evolution of Retirement Risk Management

Adjusting Retirement Goals and Saving Behavior

In A. Lusardi (Ed.), Overcoming the Saving Slump (pp. 237–256).

Chapter 14 The Evolution of Public Sector Pension Plans in the United States

In G. Anderson & O. Mitchell (Eds.), The Future of Public Employee Retirement Systems (pp. 239–270).

How Will the Stock Market Crash Affect the Choice of Pension Plans?

NATIONAL TAX JOURNAL, 62(3), 477–496.

Population Decline, Labor Force Stability, and the Future of the Japanese Economy

EUROPEAN JOURNAL OF POPULATION-REVUE EUROPEENNE DE DEMOGRAPHIE, 26(2), 207–227.

Strategic HR Management with an Aging Workforce: Using Demographic Models to Determine Optimal Employment Policies

POPULATION RESEARCH AND POLICY REVIEW, 29(1), 65–80.

Will Public Sector Retiree Health Benefit Plans Survive? Economic and Policy Implications of Unfunded Liabilities

Clark, R. L. (2009, May). AMERICAN ECONOMIC REVIEW, Vol. 99, pp. 533–537.

Mandatory retirement and faculty retirement decisions

INDUSTRIAL RELATIONS, 47(1), 153–163.

Older workers and national productivity in Japan

Population and Development Review, 34, 257–274.

Aging gracefully: Ideas to improve retirement security in America.

[Review of ]. Industrial & Labor Relations Review, 60(4), 590–592.

Analysis of Employment Patterns and the Changing Demographic Structure of Japan

Japanese Economy, 34(1), 82–153.

Economic and Policy Implications of Population Aging

Japan’s Changing Demographic Structure and Its Employment Status Patterns

Tokyo: Nihon University Population Research Institute.

Population Aging, Changing Retirement Policies and Lifetime Earnings Profiles in Japan

In R. Clark, N. Ogawa, & A. Mason (Eds.), Population Aging, Intergenerational Transfers and the Macroeconomy.

Population Aging, Intergenerational Transfers and the Macroeconomy

Pension plan choice among University faculty

SOUTHERN ECONOMIC JOURNAL, 72(3), 560–577.

Retirement plans and saving decisions: the role of information and education

Journal of Pension Economics and Finance, 5(1), 45–67.

The new balancing act in the business of higher education

Cheltenham, UK; Northampton, MA: E. Elgar.

Walking the Financial Tightrope: Balancing Costs and Revenues with Commitment to Mission

Changing faculty demographics and the need for new policies

Chapter 1 The Changing Retirement Paradigm

In R. Clark & O. S. Mitchell (Eds.), Reinventing the Retirement Paradigm (pp. 3–13).

Developing new employment and compensation policies in higher education

Managing a phased retirement program: The case of UNC

New Directions for Higher Education, 2005(132), 47–60.

Recruitment, retention and retirement in higher education: Building and managing the faculty of the future

Cheltenham, UK; Northampton, MA: Edward Elgar Pub.

Recruitment, retention, and retirement: Compensation and employment policies for higher education

EDUCATIONAL GERONTOLOGY, 31(5), 385–403.

Reinventing the retirement paradigm

Oxford; New York: Oxford University Press.

Adopting cash balance pension plans: implications and issues

Journal of Pension Economics and Finance, 3(3), 271–295.

India Working: Essays on Society and Economy

[Review of India WorkingL Essays on Society and Economy, by B. Harris-White]. Journal of Asian Economics, 15(2), 441–442.

Liabilities, debts, revenues, and expenditures: Accounting for the actuarial balance of Social Security

Harvard Journal on Legislation, 41(1), 161–171.

Phasing into retirement

Industrial and Labor Relations Review, 58(1), 112–127.

Sex Differences, Financial Education, and Retirement Goals

Social security financing: Facts, fantasies, foibles, and follies

Clark, R. L. (2004, May). AMERICAN ECONOMIC REVIEW, Vol. 94, pp. 182–186.

Strengthening employment-based pensions

A history of public sector pensions in the United States

Philadelphia: University of Pennsylvania Press.

Cross-national Analysis of Women in the Labour Market

In B. Garcia, R. Anker, & A. Pinnelli (Eds.), Women in the Labour Market in Changing Economies: Demographic Issues (pp. 13–34).

Patterns of work and retirement for a new century

Generations (San Francisco, Calif.), 26(2), 17–24.

Retirement, Early Retirement Incentives

In D. Ekerdt (Ed.), The Macmillan Encyclopedia of Aging. New York: Macmillan Reference USA.

2. Faculty Retirement at Three North Carolina Universities

In R. Clark & B. Hammond (Eds.), To Retire or Not? (pp. 21–38).

Economic Status of Older German Immigrants

Vierteljahrshefte Zur Wirtschaftsforschung, 70(1), 166–171.

Impact of Replacing a Defined Benefit Pension with a Defined Contribution Plan or a Cash Balance Plan

North American Actuarial Journal, 5(1), 32–56.

The Emergence of Hybrid Pensions and Their Implications for Retirement Income Security in the 21st Century

In Cash Balance Plans Symposium, Society of Actuaries.

The impact of a new phased retirement option on faculty retirement decisions

RESEARCH ON AGING, 23(6), 671–693.

To retire or not?: Retirement policy and practice in higher education

Philadelphia: University of Pennsylvania Press.

Discussion: Income Security of Elderly Migrants in Germany

Journal of Contextual Economics – Schmollers Jahrbuch, 120(2), 275–289.

Pension plans and employee performance: Evidence, analysis, and policy.

[Review of ]. Journal of Economic Literature, 38(1), 148–149.

Economic development and labor force participation of older persons

Population Research and Policy Review, 18(5), 411–432.

Faculty choice of a pension plan: Defined benefit versus defined contribution

INDUSTRIAL RELATIONS, 38(1), 18–45.

Retirement policy for an aging society

Symposium on work, retirement and wealth: Current data and future needs: an international perspective

AUSTRALIAN JOURNAL ON AGEING, Vol. 17, pp. 11–13.

Transitions from career jobs to retirement in Japan

INDUSTRIAL RELATIONS, 36(2), 255–270.

Human Resource Policies and Older Workers in Japan

The Gerontologist, 36(5), 627–636.

Public Attitudes and Concerns about Population Ageing in Japan

Ageing and Society, 16(4), 443–465.

Earnings Patterns of Japanese Women: 1976-1988

Economic Development and Cultural Change, 43(2), 293–313.

Postretirement Increases in Pensions in the 1980s

Research on Aging, 17(2), 190–208.

Retiree Health Insurance and Pension Coverage Variations by Firm Characteristics

Journal of Gerontology, 49(2), S53–S61.

Cross-National Analysis of Labor Force Participation of Older Men and Women

Economic Development and Cultural Change, 41(3), 489–512.

Pensions, Bonding, and Lifetime Jobs

The Journal of Human Resources, 28(3), 463.

Population Dependency Rates and Savings Rates: Stability of Estimates

Economic Development and Cultural Change, 40(2), 319–332.

The Effect of Mandatory Retirement on Earnings Profiles in Japan

Industrial and Labor Relations Review, 45(2), 258.

Retirement systems in Japan

In Homewood, IL: Published for the Pension Research Council of the Wharton School by Irwin, c1991. (Ralph H. Blanchard memorial endowment series ; v.4).